Huize(US:HUIZ) Zhong Zheng Wang·2025-09-15 12:51Group 1 - The core viewpoint of the article highlights the strong financial performance of the digital insurance service platform Huize in Q2, with significant year-on-year growth in revenue and premium metrics [1][2] - In Q2, the company achieved a revenue of 397 million yuan, representing a 40% year-on-year increase [1] - The first-year premium (FYP) reached 1.128 billion yuan, up 73% year-on-year, while the total gross written premium (GWP) was 1.796 billion yuan, reflecting a 34% increase [1] Group 2 - The company reported a net profit of 10.88 million yuan for the quarter [1] - Huize's average first-year premium for long-term insurance exceeded 7,600 yuan, marking an 87% year-on-year increase, indicating enhanced capability in attracting and servicing high-value clients [2] - The company is focusing on floating income products and has solidified its market leadership in dividend savings insurance, with its main products gaining market recognition [2] Group 3 - As of the end of June, the platform's cumulative number of insured clients surpassed 11.4 million, with 400,000 new clients added in the quarter, indicating healthy user base expansion [2] - The average age of long-term insurance policyholders in Q2 was 35.2 years, with over 65% of clients coming from second-tier cities and above [2] - The integration of AI technology has significantly enhanced customer service, with the AI app serving over 15,000 users daily and a more than 50% increase in self-insurance rates for new clients [1]