金租公司撕下“类信贷”标签： 做设备买手、运营专家

Core Insights - The financial leasing industry in China is undergoing a significant transformation, shifting from sale-leaseback models to direct leasing and operational leasing, driven by regulatory changes and market demands [1][2][3] Industry Trends - The introduction of the "Gold Lease Document No. 8" in October 2023 mandates a reduction in sale-leaseback business by 15 percentage points in new business compared to the first three quarters of 2023, aiming for direct leasing to constitute at least 50% of new business by 2026 [2][3] - Direct leasing assets are projected to reach 640.54 billion yuan by the end of 2024, reflecting a year-on-year growth of 52.73%, with direct leasing investments amounting to 352.30 billion yuan, up 25.16% year-on-year [3] Business Model Evolution - The industry is increasingly focusing on operational leasing, which emphasizes asset management and integrates financial tools into real business scenarios, aligning with regulatory expectations to support the real economy [4][5] - Operational leasing allows companies to maintain off-balance-sheet financing, enabling them to concentrate resources on core technology and market expansion [5] Challenges and Opportunities - The transition to direct and operational leasing involves complex processes and requires companies to enhance their capabilities across various dimensions, including risk management and industry integration [6][7] - The industry faces challenges in talent acquisition and funding diversification, necessitating the development of specialized professionals in leasing, law, and technology to support growth [7]