中国便利境外个人境内购房结汇支付

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) of China has announced a reform in cross-border investment and financing foreign exchange management, which includes the removal of restrictions on using capital project income for purchasing non-self-used residential properties [1][2]. Group 1: Policy Changes - The new notification reduces the negative list for capital project income usage, allowing for more flexibility in foreign exchange payments related to capital project income [1]. - Banks are now permitted to determine the frequency and proportion of post-event random checks for facilitation services based on clients' compliance and risk levels [1]. - Foreign individuals can now process foreign exchange settlement for real estate purchases before obtaining the necessary registration documents, provided they meet local purchasing qualifications [1]. Group 2: Background and Rationale - The previous restrictions were implemented in response to a heated real estate market, aimed at preventing speculative inflows of "hot money" [2]. - The adjustment in foreign exchange management measures is deemed necessary to align with the changing dynamics of the domestic real estate market and to support its stable development [2].