Core Points - The revised "Trust Company Management Measures" marks the first amendment after 18 years, aiming to promote the trust industry's core principles, deepen reform, and effectively prevent risks, set to take effect on January 1, 2026 [1] Group 1: Business Scope Clarification - The new regulations define the business scope of trust companies into three categories: trust business, asset liability business, and other businesses [2] - The previous five types of trust business have been consolidated into three: asset service trust, asset management trust, and public welfare trust [2] - The regulations allow trust companies to apply for liquidity support loans from the Trust Industry Guarantee Fund Company and clarify the prohibition of providing external guarantees [2] Group 2: Governance Mechanism Enhancement - The revised measures require trust companies to strengthen shareholder behavior management and conduct regular evaluations of major shareholders [3] - Trust companies must appoint a Chief Compliance Officer to oversee compliance management and internal control systems [3] - The board of directors is held accountable for compliance management and risk control effectiveness, enhancing corporate governance and operational transparency [3] Group 3: Prohibited Behaviors - The new regulations explicitly prohibit trust companies from promising profit guarantees, providing channel services, and engaging in fund pool operations [4] - Trust companies are not allowed to invest trust funds directly in commercial bank credit assets or in industries prohibited by laws and regulations [4] - The measures aim to guide trust companies back to their core business of asset and wealth management, avoiding excessive diversification and promoting sustainable industry development [5]
聚焦本源 重塑业态 信托公司管理办法18年来首次大修
Zhong Guo Zheng Quan Bao·2025-09-16 01:16