Zhong Guo Jin Rong Xin Xi Wang·2025-09-16 07:29Core Viewpoint - The article emphasizes the role of technology finance in enhancing financial services for the real economy and supporting emerging industries in Hubei province, China [1] Group 1: Financial Support and Growth - As of August 2025, the technology finance loan balance of Bank of China Hubei Branch reached 100.712 billion yuan, with an increase of 13.487 billion yuan, representing a growth of 15.37% since the beginning of the year [1] - Key industries such as optoelectronic information, automotive manufacturing, and health care have reached a scale of over one trillion yuan, while energy conservation, high-end equipment, and new materials have surpassed five hundred billion yuan [1] Group 2: Innovative Financial Services - The bank has established a technology finance center at the primary department level and set up 11 specialized technology finance outlets in high-tech parks and development zones [2] - The bank has tailored financial products like "knowledge value credit loans" for technology companies, allowing them to secure funding without traditional collateral [4] Group 3: Comprehensive Financial Ecosystem - The bank has launched a comprehensive financial product matrix to support technology enterprises throughout their lifecycle, including products for seed, growth, and mature stages [5] - A total of 100 billion yuan AIC equity investment fund was established to focus on new-generation electronic information, new energy, artificial intelligence, and new materials [6] Group 4: Collaborative Efforts and Partnerships - The bank has collaborated with various government departments and investment institutions to enhance support for specialized and innovative small and medium-sized enterprises, achieving a credit coverage rate of 30.50% for provincial-level specialized enterprises [7] - The bank has actively engaged in partnerships with venture capital firms and other financial institutions, facilitating equity financing of 1.155 billion yuan for sectors like biomedicine and new energy vehicles [7]