Core Insights - 华夏银行 launched the "Linglonghui" series of digital inclusive financial products aimed at enhancing financial services for small and micro enterprises through digital means [1][5][11] Event Highlights - The product launch event was attended by various dignitaries, including representatives from the Beijing Municipal Financial Office and leaders from small and micro enterprises, emphasizing the importance of inclusive finance for economic development [3][5] - The event showcased the "Linglonghui" products through live streaming and multimedia presentations, attracting significant attention from both online and offline audiences [8] Product Features - The "Linglonghui" series includes several key products: - Longhui Loan: A digital large loan product for small micro clients, allowing online application and processing [9] - Longshang Loan: A convenient small credit loan tailored for small micro clients, with a maximum limit of 5 million [9][10] - Longchain Loan: A customized supply chain financing product for small micro clients along the supply chain [9] - Longchuang Loan: A series of loans for technology-based small micro enterprises, supporting their growth [10] - Longxiang Loan: A green finance product focused on rural revitalization, utilizing digital technology [10] Future Outlook - The launch of the "Linglonghui" series is part of 华夏银行's broader strategy to enhance inclusive finance and digital transformation, with a focus on providing tailored services for small and micro enterprises [11] - As of June 2023, 华夏银行's small micro enterprise loan balance reached 643.281 billion, reflecting a year-on-year growth of 6.94%, with a significant reduction in financing costs for these enterprises [11]
有“龙”则“灵” 华夏银行数字普惠“灵龙惠”系列产品服贸会重磅发布