人民银行副行长陆磊：人民银行将指导产业各方继续推进跨境支付互联互通

Core Viewpoint - The speech by Lu Lei, Deputy Governor of the People's Bank of China, emphasizes the significant progress in the payment industry, highlighting the need for high-quality development through payment interconnectivity and technological innovation [1] Group 1: Industry Development - The payment services have significantly improved in quality and efficiency, supporting the real economy [1] - Continuous efforts from various industry stakeholders have led to deeper governance and robust financial infrastructure [1] - The construction of a modern payment system has achieved new results, with high-level openness being continuously promoted [1] Group 2: Cross-Border Payment Initiatives - The interconnectivity of payment systems between mainland China and Hong Kong was achieved in June, followed by the trial operation of a unified cross-border QR code gateway in July [1] - The unified gateway adheres to principles of publicness, inclusiveness, and accessibility, allowing qualified market entities to engage in cross-border QR code payment services [1] - The People's Bank of China will guide industry stakeholders to further promote cross-border payment interconnectivity, enhancing global financial networks [1] Group 3: Technological Innovation - The payment industry is urged to accelerate technological innovation to enhance digital payment levels and maintain a leading edge [1] - A balance between security and development is emphasized, with a focus on maintaining safety standards while promoting innovation [1] - Industry stakeholders are encouraged to innovate within compliance frameworks, ensuring that development outcomes reinforce safety foundations [1]