试运行月余 跨境二维码统一网关办理业务金额已达4.27亿元

Core Viewpoint - The establishment of a cross-border QR code unified gateway is significant for the internationalization of China's financial infrastructure, facilitating cross-border payment services and enhancing economic activity [2]. Group 1: Achievements and Developments - The People's Bank of China (PBOC) has successfully constructed a new path for the interconnection of rapid payment systems, with the interconnection between the mainland and Hong Kong rapid payment systems achieved in June 2023, resulting in smooth operations and positive social feedback [1]. - The cross-border QR code payment interconnection has made important progress, with the unified gateway launched for trial operation at the end of July 2023, supporting eligible market institutions to engage in cross-border QR code payment services [1][2]. - As of September 11, 2023, the cross-border QR code unified gateway processed 1.981 million transactions, amounting to 427 million yuan [1]. Group 2: Benefits of the Unified Gateway - The unified gateway allows domestic and foreign institutions to cooperate in cross-border QR code payment services through a single interface, reducing system integration costs and resource waste [2]. - It promotes the establishment of unified standards for cooperation with foreign wallet institutions, enhancing the efficiency and user experience of foreign wallet integration, while fostering fair competition in the cross-border QR code payment market [2]. - The gateway supports real-time processing of transaction information, ensuring efficient and orderly cross-border payment operations with minimal user awareness [3]. Group 3: Future Prospects - The unified gateway is expected to continue expanding the scale of participating institutions and the scope of cross-border payment interconnection, supporting more eligible institutions to engage in cross-border QR code payment services [3].