FHA loan limits in 2025: How much can you borrow?

FHA loans are government-backed mortgages that make homeownership more affordable for borrowers with limited down payment funds and less-than-stellar credit histories. However, the Federal Housing Administration (FHA) limits how much you can borrow, and the numbers change every year. In this article: What is an FHA loan limit? An FHA mortgage loan limit is the maximum amount you can borrow with an FHA loan. This number varies by county and property type. Typically, it’s lower for one-unit properties and ...