Here's where you can find higher yields on your cash now, as Fed cuts loom and CD rates are already falling

Core Insights - Savers and cash investors have increasingly favored certificates of deposit (CDs) in recent years due to attractive interest rates, but financial advisers are now suggesting a reassessment as interest-rate cuts are anticipated [1] Group 1: Market Trends - The popularity of certificates of deposit among savers and cash investors has surged recently, driven by higher interest rates [1] - Financial advisers are warning that the current environment may shift, prompting a need for investors to explore alternative options as interest rates are expected to decline [1] Group 2: Financial Advisory Perspective - Some financial advisers believe that the time has come for investors to diversify their portfolios beyond CDs, especially in light of potential interest-rate cuts [1]