中国央行将推动构建更加开放安全高效的境内二维码支付网络
Zhong Guo Xin Wen Wang·2025-09-16 20:23

Core Viewpoint - The People's Bank of China aims to enhance cross-border payment connectivity and develop a more open, secure, and efficient domestic QR code payment network, promoting a diverse and competitive market environment through self-regulation and market-oriented measures [1] Group 1: Payment Industry Development - The payment services have significantly improved in quality and efficiency for the real economy due to the continuous efforts of various industry stakeholders [1] - The governance of the industry has deepened, and the financial infrastructure has been strengthened, contributing to the progress of a modern payment system [1] Group 2: Cross-Border Payment Initiatives - Following the interconnection of the mainland and Hong Kong rapid payment systems in June, a unified cross-border QR code gateway began trial operations at the end of July [1] - The unified gateway adheres to principles of publicness, inclusiveness, and accessibility, supporting eligible market institutions to engage in cross-border QR code payment services [1] Group 3: Technological Innovation and Security - The payment industry is urged to accelerate technological innovation to enhance digital payment levels and maintain a leading edge [1] - There is a strong emphasis on balancing security and development, ensuring that innovation progresses within compliant frameworks to solidify the foundation for high-quality development in the payment industry [1]