Jin Rong Shi Bao·2025-09-17 02:17Core Insights - The recruitment trend in bank credit card centers is shifting towards more refined and specialized job classifications, reflecting the need for targeted talent acquisition in a competitive market [1][2][4] - The focus on technology and AI-related roles is increasing, as banks aim to enhance their digital transformation and operational efficiency through specialized skill sets [3][4] Group 1: Recruitment Trends - Banks are moving from broad job categories to detailed classifications, with positions categorized into technical, functional, market, data, and product roles, leading to a total of 16 specific recruitment directions at institutions like China Merchants Bank [1][2] - The emphasis on hiring innovative and digital talent is a response to the intensifying competition and the need for banks to develop unique products that meet diverse customer needs [2][4] Group 2: Technology and Digital Transformation - The demand for technology and AI talent is evident, with major banks like ICBC and Bank of China actively recruiting for roles focused on financial technology and data analysis, which are crucial for the digital transformation of credit card services [3][4] - The integration of big data, AI, and blockchain technologies is accelerating the digitalization of credit card operations, making technology a core driver of business development rather than just a support tool [3][4] Group 3: Future Directions - Experts predict that the future of bank credit card services will involve deeper integration into various vertical scenarios, enhancing user lifecycle value through a "credit card + scenario service" model [5] - There will be a stronger emphasis on refined operations, utilizing big data and AI for tiered management of users, offering personalized benefits and services tailored to different customer segments [5][6]