北京金融监管局：因9月13日冰雹灾害 辖内财险公司已受理车险报案4.89万件

Core Viewpoint - The article highlights the response of the Beijing financial regulatory authority and insurance companies to the recent hailstorm, emphasizing their efforts in managing insurance claims and providing support to affected individuals [1]. Group 1: Insurance Claims and Response - As of September 17, the insurance companies in Beijing have received a total of 48,900 car insurance claims related to the hailstorm, with an estimated loss amounting to 409 million yuan [1]. - The hailstorm primarily affected areas such as Tongzhou, Fengtai, and Daxing [1]. - The Beijing financial regulatory authority has urged insurance companies to maintain 24-hour service availability, ensuring smooth reporting channels and timely responses to the needs of affected residents [1]. Group 2: Service Measures and Guidelines - Insurance companies have activated emergency plans and provided a hailstorm claims guide to assist affected individuals [1]. - To address the surge in claims, insurance firms have mobilized claims adjusters and established a green channel for claims processing [1]. - The "Three Exemptions and Four Quick" service measures have been implemented, which include exemptions from on-site inspections and meteorological proof, free accident rescue, and expedited services for damage assessment, repairs, and payments [1]. Group 3: Recommendations for Vehicle Owners - Vehicle owners are advised to promptly report hail damage to their insurance companies and confirm their coverage [1]. - The regulatory authority encourages vehicle owners to opt for low-carbon repairs and assures that insurance companies will streamline the claims process and coordinate repair resources effectively [1].