香港将“中小企融资担保计划”下八成信贷担保产品申请期延长两年 “还息不还本”安排再延长一年

Core Viewpoint - The Hong Kong government has announced an extension of the "SME Financing Guarantee Scheme," increasing the total credit guarantee amount and extending the repayment arrangements for businesses [1] Group 1: Policy Changes - The application period for 80% of the credit guarantee products under the "SME Financing Guarantee Scheme" will be extended by two years until the end of March 2028 [1] - The total credit guarantee amount will be increased by an additional HKD 20 billion, bringing the total to HKD 310 billion [1] - The "interest-only repayment" arrangement will be extended for another year, with the application period now ending on November 17, 2026 [1] Group 2: Eligibility and Application - Eligible borrowing enterprises can apply for up to 12 months of "interest-only repayment" period before November 17, 2025, and an additional 12 months from November 18, 2025, to November 17, 2026, totaling a maximum of 24 months [1] - For new loans starting from November 18, 2025, eligible borrowing enterprises can apply for up to 12 months of "interest-only repayment" period before November 17, 2026 [1] - Borrowing enterprises can contact lending institutions starting from November 1, 2025, to inquire about specific arrangements [1]