已开通，职工医保个人账户余额可以转账了

Group 1 - The core idea of the news is the introduction of a new feature in the medical insurance system that allows insured individuals to transfer funds from their personal medical accounts to the medical accounts of close relatives, facilitating medical expenses across provinces [2][4]. - The medical insurance wallet is a fund account linked to the personal medical insurance code of the insured, enabling the transfer of funds for medical treatment and medication purchases [1][2]. - Previously, the personal medical account only allowed for intra-provincial transfers, but now it supports inter-provincial transfers as long as the family member is enrolled in basic medical insurance in their local area [4][2]. Group 2 - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [5][9]. - To transfer funds, the insured must fill out the recipient's basic information and submit a transfer request, with a minimum transfer amount of 0.01 yuan and a daily limit of three transfers not exceeding 2000 yuan each [18][32]. - If the recipient's medical wallet is not opened, the transfer cannot be completed, and if the recipient does not accept the transfer in time, the funds will be returned to the sender's account the next day [32][35].