统一网关上线月余，跨境二维码支付业务将“起飞”？

Core Insights - The People's Bank of China emphasizes that promoting payment interconnectivity is essential for the high-quality development of the payment industry [1][4] - The cross-border QR code unified gateway aims to resolve issues related to the previous "two-to-two" connection model, which led to inconsistent standards, redundant construction, and resource waste [4][6] Group 1: Unified Gateway Implementation - The cross-border QR code unified gateway began full-scale construction in early 2025 and officially launched on July 30, 2023, prioritizing "outsourcing for domestic use" [2][3] - As of September 11, 2023, the unified gateway processed 1.981 million transactions, amounting to 427 million yuan [2][3] - The gateway collaborates with various domestic and international institutions, including UnionPay and Alipay, covering regions such as Singapore, Malaysia, and Thailand [2][3] Group 2: Operational Efficiency and Market Impact - The unified gateway supports both "outsourcing for domestic use" and "domestic outsourcing" business types, enhancing transaction efficiency and user experience [3][5] - It standardizes the QR code payment process, improving user satisfaction by reducing transaction failures due to differing national payment standards [7] - The gateway facilitates a more inclusive and efficient payment ecosystem, allowing payment institutions to expand their market reach and attract foreign users [7]