中国人民银行：截至7月末全国服务消费重点领域贷款余额2.79万亿元

Core Insights - The People's Bank of China (PBOC) has implemented various financial support policies to enhance service consumption and meet residents' needs [3][4] Group 1: Financial Support Policies - The PBOC established two structural monetary policy tools: one for service consumption and elderly re-loans, with a special allocation of 500 billion yuan to boost high-quality service consumption [3] - The second tool is for technological innovation and technical transformation re-loans, with an allocation of 800 billion yuan to support equipment updates in key service sectors [3][4] Group 2: Loan Statistics - As of the end of July, the loan balance in key service consumption areas reached 2.79 trillion yuan, showing a year-on-year increase of 5.3% [5] - The total household consumption loan balance, excluding personal housing loans, was 21.04 trillion yuan, with a year-on-year growth of 5.34% [5] Group 3: Financial Instruments and Innovations - In the first seven months of the year, automotive finance companies issued financial bonds totaling 21.5 billion yuan and issued credit asset-backed securities amounting to 48.4 billion yuan [6] - The PBOC is encouraging financial institutions to innovate products and services to increase credit support in consumption sectors [4][5]