中信建投:以普惠为光 践行“金融为民”担当

Core Insights - The essence of finance is to serve the people, and the company aims to enhance inclusive finance as a core direction for wealth management, focusing on a people-centered development approach [1] Group 1: Inclusive Finance Strategy - The company is addressing the challenges of traditional financial services that often fail to meet the diverse needs of small and medium investors due to low efficiency and high barriers [2] - The establishment of a "1+3" service layout, consisting of a headquarters and three sub-centers, aims to create a comprehensive service system for small and medium investors [2] - The company has developed a full-process human-machine collaborative financial service platform to address issues faced by small investors, utilizing AI and big data for personalized financial guidance [2] Group 2: Targeted Services for Investors - The company has launched several inclusive services, including free smart investment advisory tools for 67,000 eligible small investors and educational activities for 95,000 participants to enhance risk awareness [3] - The "Xinditing AI Smart Data Platform" democratizes access to professional financial services, allowing users to interact in natural language without needing technical knowledge [4] - The platform supports strategy validation and market risk warnings, catering to the full investment process [5] Group 3: Rural Financial Inclusion - The company is committed to enhancing financial services in rural areas, addressing the lack of coverage and financial literacy among villagers [6] - Initiatives include on-site educational activities in villages to raise awareness about investment protection and financial knowledge [7] - The company is also providing customized financial services to meet the specific needs of rural communities, ensuring a deeper understanding of their financial requirements [7] Group 4: Future Commitment - The company emphasizes the integration of professional finance with the warmth of community service, aiming to continue its efforts in supporting the real economy and rural revitalization [8] - Future plans include leveraging financial technology to extend service networks and enhance the quality of financial development for broader community benefit [8]