让金融活水浇灌乡村振兴“沃土” 以金融管理之力推动乡村全面振兴的雅安实践

Core Viewpoint - The People's Bank of China (PBOC) in Ya'an is actively promoting financial services to support rural revitalization, leveraging its unique resources and collaborative efforts with local departments to enhance financial support for agriculture and rural development [1] Group 1: Mechanism Improvement and Collaborative Efforts - The PBOC in Ya'an has established a joint meeting system with local financial and agricultural departments to clarify responsibilities and coordinate efforts in rural revitalization [2] - A total of 30 million yuan in central financial support has been allocated to enhance inclusive financial development in the Ming Mountain area, improving rural financial service capabilities [2] - The balance of entrepreneurial guarantee loans in Ya'an increased from 367 million yuan in 2022 to 551 million yuan by June 2025, supporting approximately 2,600 returning entrepreneurs and creating over 8,300 jobs [2] Group 2: Focus on Key Areas - The PBOC has issued a plan to support the construction of the "Tianfu Granary" in Ya'an, focusing on the entire agricultural supply chain, with significant increases in loans for seed production, agricultural machinery, and other areas [4] - By June, the loan balances for seed and grain production, agricultural materials, and agricultural machinery saw year-on-year increases of 167%, 120.8%, 72.5%, and 227.8% respectively [4] Group 3: Empowering Local Industries - The PBOC has implemented a "one chain, one policy" financial service model for local specialty industries, resulting in a 34.1% year-on-year increase in loans for tea and pepper industries [5] - By June, the total agricultural loan balance reached 6.052 billion yuan, with loans to 3,102 households in the tea and pepper industries amounting to 1.562 billion yuan [5] Group 4: Service Quality Optimization - The PBOC has evaluated and improved the rural credit environment, issuing 8.19 billion yuan in loans to 41,500 credit farmers, with 7.136 billion yuan being credit loans [7] - The agricultural technology loan balance saw a significant year-on-year increase of 1,557%, reflecting the impact of digital technology on rural financial services [7]