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Core Insights - The article highlights the role of Hengfeng Bank's Shenzhen branch in supporting the economic development of the Guangdong-Hong Kong-Macao Greater Bay Area through innovative financial services and targeted support for technology-driven enterprises [1][12]. Group 1: Financial Support for Innovation - Hengfeng Bank's Shenzhen branch has established a specialized financial service team focused on high-tech sectors such as humanoid robots and advanced chips, facilitating a rapid approval of 200 million yuan for a leading IoT company's urgent R&D needs [4][5]. - The bank has expanded its financial toolkit for technology enterprises, offering diverse support including intellectual property pledge financing and specialized loans, effectively promoting a virtuous cycle of technology, industry, and finance [5]. Group 2: Cross-Border Financial Services - The Shenzhen branch has developed an integrated cross-border financial service system, significantly improving the efficiency of capital account management for foreign-invested enterprises, with cross-border settlement volumes exceeding 1.5 billion yuan since its establishment [6][7]. - The bank successfully implemented a pilot project to simplify the cross-border fund settlement process for foreign direct investment, significantly enhancing the operational efficiency for foreign enterprises [7]. Group 3: Inclusive Financial Services - Hengfeng Bank is committed to enhancing financial services for small and micro enterprises, having established a two-tier working group to implement a national financing coordination mechanism, and actively engaging in outreach to support local businesses [11]. - The bank has introduced a "零钱包" service to address the cash exchange needs of Hong Kong residents, improving service efficiency and enhancing the overall customer experience [8][10]. Group 4: Strategic Vision and Future Plans - The Shenzhen branch aims to continue its alignment with the city's development strategies, focusing on the "20+8" emerging industry cluster plan, and enhancing its comprehensive financial service capabilities to support the Greater Bay Area's global innovation landscape [12].