华安基金| 提升反洗钱意识，守护个人财产与法治安全

Core Viewpoint - The article emphasizes the increasing sophistication of money laundering techniques and the importance of enhancing anti-money laundering (AML) awareness to protect financial order and personal property safety [1] Group 1: Money Laundering Cases - Case 1 highlights how victims, such as Ms. Li and Ms. Wang, are manipulated into unwittingly participating in money laundering schemes by sending gold to fraudsters, who then convert it into cash [2] - Case 2 illustrates how a university student, attracted by high-paying part-time jobs, becomes a tool for money laundering by withdrawing and transferring funds under false pretenses [3] Group 2: Common Money Laundering Techniques - The article outlines the three core stages of money laundering: placement, layering, and integration, detailing how illegal funds are introduced into the economy, obscured through complex transactions, and ultimately used in legitimate financial systems [4] Group 3: Regulatory Developments - The new Anti-Money Laundering Law, effective from January 1, 2025, sets higher standards for penalties and measures against AML violations [5] - On September 5, 2023, multiple government departments released a draft for special preventive measures against money laundering, clarifying responsibilities and specific content [6]