新时代·新基金·新价值——东方基金深耕养老金融,践行公募高质量发展
Zhong Guo Ji Jin Bao·2025-09-18 09:24

Core Insights - The acceleration of population aging in China has made the construction of a multi-tiered pension security system a national strategic priority [1] - Public fund companies have increasingly focused on pension system development, particularly after the launch of the personal pension system in November 2022, viewing it as a key strategic direction [1] - Dongfang Fund is actively engaged in the pension finance sector, enhancing product offerings, service upgrades, and investor education to provide diverse and convenient pension investment solutions [1] Strategic Layout - The establishment of a clear institutional framework for personal pensions has allowed public funds to actively participate in the development of the third pillar of pension systems [2] - The public fund industry is building a product system centered on pension target funds (FOF), with over 297 products included in the personal pension product catalog by June 2025, where pension target funds dominate with over 70% share [2] Growth Metrics - As of the second quarter of this year, the total scale of personal pension funds has exceeded 12.4 billion yuan, marking a nearly 36% increase since the first batch of personal pension Y shares was established on November 11, 2022 [3] - The development of personal pension funds has progressed from the approval of the first pension target funds in September 2018 to the formal launch of personal pension business in November 2022 [3] Product Development - Dongfang Fund is actively applying for new index funds to be included in personal pension accounts, aiming to provide diversified, transparent, and user-friendly investment tools [4] Service Enhancement - Dongfang Fund has elevated pension finance to a strategic priority, viewing it as a core area for social responsibility and business innovation [5] - The company integrates internal and external resources to enhance the effectiveness of pension financial services through media collaboration, institutional partnerships, and content development [6] Investor Education - Investor education is a cornerstone of Dongfang Fund's pension strategy, focusing on addressing actual investor pain points and promoting a clear understanding of pension gaps and tax-advantaged policies [7] - The company aims to cultivate a rational and resilient pension financial ecosystem by providing comprehensive educational content through various channels [7]