How I'd Invest $10,000 for the Long Term if I Had to Start From Scratch Right Now

Investment Strategy - The stock market is a valuable tool for wealth building, with the S&P Index historically generating an annualized total return of 10% [1] - A passive investment approach is recommended, utilizing exchange-traded funds (ETFs) to gain exposure to various themes, sectors, or asset classes [4] Portfolio Allocation - Starting with $10,000, a suggested allocation includes $5,000 in passive investments, potentially using dollar-cost averaging to invest $1,000 per month over five months [5] - The Vanguard S&P 500 ETF is recommended for $2,500 investment, known for its low expense ratio of 0.03% and tracking the S&P 500 performance [6] - An additional $2,500 is suggested for the Invesco QQQ Trust, which focuses on the largest 100 non-financial companies on the Nasdaq, with a significant emphasis on technology [7] Sector Exposure - The Invesco QQQ Trust has a heavy concentration in the technology sector, representing 61% of its assets, and includes major tech stocks known as the "Magnificent Seven" [8] - This ETF provides exposure to trends such as artificial intelligence, cloud computing, digital advertising, and streaming entertainment [8] Investment Development - Investors are encouraged to gradually build their portfolios through dollar-cost averaging and to dedicate part of their portfolio to selecting individual stocks to enhance their investing skills [9]