新时代·新基金·新价值——东方基金深耕养老金融 践行公募高质量发展

Core Insights - The aging population in China has accelerated the need for a multi-tiered pension security system, making it a national strategic priority [1] - Public fund companies are increasingly focusing on pension system construction, especially after the launch of the personal pension system in November 2022, viewing it as a key strategic direction for future development [1][2] - The public fund industry is actively developing personal pension products, with a significant emphasis on pension target funds (FOF), which dominate the product offerings [2] Group 1: Industry Developments - Since the top-level design of the personal pension system was clarified, multiple supporting policies have been implemented, providing a clear institutional guarantee and development space for public funds and other institutions [2] - As of June 2025, the number of funds included in the personal pension product catalog has increased to 297, with pension target funds (FOF) accounting for over 70% of the total [2] - The total scale of personal pension funds has surpassed 12.4 billion yuan, reflecting a nearly 36% growth since the establishment of the first batch of personal pension Y shares on November 11, 2022 [2] Group 2: Company Initiatives - The company has invested significant resources in system upgrades, established dedicated pension research teams, and conducted investor education to enhance its pension financial services [3] - The company offers fee rate discounts for Y share funds, effectively reducing long-term holding costs for investors and enhancing the attractiveness of the system [3] - The company is actively applying for new products, such as index funds, to be included in personal pension accounts, aiming to provide diversified and transparent investment options [3] Group 3: Service Enhancement - The company has elevated pension finance to a strategic priority, focusing on social responsibility and business innovation within the framework of high-quality development initiatives [4] - The company emphasizes resource integration and cross-sector collaboration to enhance the effectiveness of its pension financial services [4] - The company engages in extensive investor education activities, leveraging authoritative financial media to disseminate knowledge on pension policies and planning [4][5] Group 4: Educational Outreach - The company collaborates with banks and universities to promote pension investment knowledge and encourage long-term investment concepts among various demographics [5] - The company aims to address investors' actual pain points through systematic content design and diverse communication channels, helping the public understand the pension landscape and planning strategies [5] - The company advocates for a rational and resilient pension financial ecosystem, striving to empower investors in achieving autonomous and scientific pension wealth management [5]