平安人寿山东分公司2025年金融教育宣传周•风险提示：“代理退保”变“代理贷款”，退休老人被骗8万！警惕“养老钱”成“坑老钱”

Group 1 - The article highlights a fraudulent scheme targeting elderly individuals, where scammers pose as insurance representatives to manipulate victims into withdrawing their insurance policies and investing in fake high-yield financial products [1] - The case of "Aunt Li" illustrates how scammers used her personal information to gain trust, leading her to unknowingly take out loans in her name, resulting in significant financial loss and debt [1] - The article emphasizes the importance of vigilance among elderly individuals regarding unsolicited offers related to insurance and financial products, as these are often traps set by fraudsters [1] Group 2 - The article provides three key anti-fraud reminders for the elderly: be cautious of unsolicited visits and accurate personal information, do not allow others to operate personal devices for sensitive transactions, and recognize that offers combining policy withdrawal and high-yield investments are likely scams [2] - It advises elderly individuals to consult with family members or official insurance company representatives before making decisions about policy withdrawals or investments [2] - The correct approach for policy withdrawal is to directly contact the insurance company or use licensed insurance brokers to avoid falling victim to fraudulent schemes [2]