泰州农商银行筑牢风险防线为实体经济保驾护航

Group 1 - The core viewpoint emphasizes the importance of robust risk management as the foundation for financial institutions to thrive, with Tai Zhou Rural Commercial Bank focusing on serving the real economy and enhancing risk resilience through various measures [1][2] - The bank has implemented a comprehensive risk management system that includes optimizing risk warning models and utilizing multi-dimensional external data for precise risk identification [1][2] - A special campaign named "Thunder Hundred Days Collection" has been launched to tackle non-performing loans, employing diverse methods such as legal actions and debt restructuring to improve asset quality [1][2] Group 2 - Credit business is identified as a core function of the bank, with risk control directly impacting overall operational safety, leading to the establishment of targeted credit policies for key local industries and small enterprises [2] - The bank has introduced a mechanism for large loan limit control and usage transparency to mitigate risks associated with high concentrations of large loans [2] - Collaboration with external entities, particularly since the establishment of Jiangsu Rural Commercial Bank, has enhanced the bank's risk management capabilities through shared technology and data governance [2] Group 3 - The bank acknowledges the ongoing complex risks in the financial sector and plans to strengthen risk management by enhancing preemptive controls and upgrading risk control technologies [3] - Future plans include expanding the coverage of risk warning indicators and intensifying monitoring in key areas such as inclusive finance and large loans [3] - The bank aims to achieve a new high in the collection and disposal of non-performing loans by year-end, maintaining a reasonable non-performing loan ratio to support high-quality local economic development [3]