姜堰农商银行注入金融科技动能 滋养乡村振兴热土

Core Insights - Jiangyan Rural Commercial Bank focuses on serving "three rural issues," inclusive finance, and the real economy, leveraging financial technology to provide efficient services for rural industry development [1][2] - The bank has successfully implemented various financial products to meet the urgent funding needs of farmers, demonstrating its commitment to supporting agricultural development [2] Group 1: Financial Services and Products - Jiangyan Rural Commercial Bank has introduced multiple loan products such as "Huinong Kuaidai," "Yinong E-loan," and "Liangtian Loan" to address the financial needs of farmers [2] - The bank's agricultural loan balance reached 2.738 billion yuan by the end of August, an increase of 250 million yuan from the beginning of the year, representing a growth rate of 10.07% [2] Group 2: Digital Transformation - The bank is undergoing a digital transformation, focusing on key customer segments and enhancing customer management through digital technology [2] - It combines online tools with strong offline service channels to effectively serve existing customers and expand into new customer segments [2] Group 3: Case Study - A specific case highlighted the bank's rapid response to a funding shortage faced by a village leader, resulting in a 2 million yuan loan being approved and disbursed within three working days [1]