潍坊统筹保费补贴资金9.35亿元，政策性农业保险助力乡村振兴

Core Insights - Weifang City has prioritized the high-quality development of agricultural insurance, focusing on enhancing risk resistance for farmers and supporting rural revitalization [1] Group 1: Agricultural Insurance Development - The scale of policy-based agricultural insurance premiums in Weifang increased from 340 million yuan in 2019 to 612 million yuan in 2024, with fiscal premium subsidies rising from 270 million yuan to 485 million yuan during the same period [1] - In 2024, Weifang allocated 935 million yuan in premium subsidy funds, providing risk protection worth 23.9 billion yuan for 1.47 million farmers, ranking among the top three in the province [1] - The insured area of the three major grain crops increased from 8.12 million mu in 2021 to 10.13 million mu, a growth of 25%, with the number of counties offering comprehensive cost insurance doubling from 8 to 16 [1] Group 2: Local Specialty Insurance Products - The premium scale for local specialty insurance in Weifang grew from zero in 2019 to 42.58 million yuan in 2024, indicating rapid expansion [2] - Weifang has introduced over ten local specialty insurance products, including "insurance + futures" for eggs and target price insurance for milk, providing strong support for local industry development [2] Group 3: Management and Operational Improvements - Weifang's financial authorities have implemented high standards and strict requirements for agricultural insurance management, establishing a multi-level regulatory mechanism focusing on underwriting and claims processes [2] - Performance evaluation management methods have been developed to ensure comprehensive oversight of agricultural insurance operations [2] Group 4: Service Enhancement - The use of artificial intelligence in agricultural insurance operations has been encouraged, with some companies implementing AI technologies for underwriting and claims processes, enhancing precision in insurance services [3] - Services have shifted from "post-event compensation" to "pre-event prevention" through disaster warning systems, provision of relief materials, and training in agricultural techniques [3]