国务院常务会议解读丨我国拟修法完善银行业监督管理

Core Points - The State Council meeting on September 19 discussed and approved the draft amendment of the Banking Supervision Law of the People's Republic of China, which will be submitted to the National People's Congress for review [1] - The stability of banking financial institutions is crucial for the stability of China's financial system and the safety of people's property [1] Summary by Sections Current Banking Supervision Law - The existing Banking Supervision Law was implemented in February 2004 and modified once in 2006 to include relevant investigation authority [2] - The law serves as a strong legal guarantee for the stable operation of the banking sector, addressing market irregularities, and preventing and resolving banking risks [2] Need for Revision - With the continuous growth of banking assets, which reached 467.3 trillion yuan by the end of Q2 this year, and the increasing marketization of finance, some provisions of the current law are outdated and unable to meet regulatory needs [2] - There are gaps in important areas that require attention due to the deepening of banking openness and innovation [2] Objectives of the Amendment - The amendment aims to improve management systems, strictly combat illegal financial activities, and promote legal compliance among financial institutions and personnel [2] - It seeks to protect the legitimate rights and interests of financial consumers, effectively prevent and resolve financial risks, and promote the healthy development of the banking industry [2] - The revision is expected to address regulatory shortcomings, enhance regulatory intensity, and improve the modernization of the financial governance system and capabilities [2]