Zheng Quan Ri Bao Zhi Sheng·2025-09-21 10:43Core Insights - Postal Savings Bank of China (PSBC) in Fujian is actively supporting local agriculture through innovative financial services, enhancing the agricultural sector's resilience and productivity [1][2][3] Group 1: Financial Support for Agriculture - PSBC has introduced the "climate loan" product, providing 9.35 million yuan to support agricultural enterprises like Green State Agriculture Company, enabling them to achieve higher yields despite adverse weather conditions [2][3] - The bank's financial assistance has led to significant improvements in agricultural productivity, such as increasing the yield of colored peppers from 3,000 kg to 4,500 kg per acre, with a value exceeding 25,000 yuan per acre [2] - In response to climate risks, PSBC collaborates with local meteorological departments to create a "climate health report," guiding financial resources towards climate-friendly agricultural practices [3][4] Group 2: Comprehensive Agricultural Financing Solutions - PSBC is committed to providing a full range of financial services throughout the agricultural supply chain, ensuring that farmers receive timely support during critical production periods [7] - The bank has implemented a "green channel" for rapid loan approvals, allowing for quick financial assistance to agricultural cooperatives facing funding shortages [6] - PSBC has developed various loan products, including "U Grain Easy Loan," to meet the diverse financing needs of agricultural enterprises, ensuring smooth operations during peak harvest seasons [7] Group 3: Promoting Geographical Indication Products - Fujian is a major producer of geographical indication products, and PSBC is leveraging this by providing financial support to companies like Muxiyuan Nutrition Food Co., which specializes in osmanthus and other agricultural products [8][9] - The bank's financial backing has enabled Muxiyuan to expand its production capacity and support local farmers through a "base + farmer + order" model, ensuring stable prices and guaranteed purchases [9] - PSBC aims to integrate geographical indication products with rural revitalization efforts, promoting high-quality development in these sectors [8][10] Group 4: Commitment to Rural Revitalization - PSBC has set a target to increase its agricultural loan balance to 918 billion yuan by August 2025, reflecting its commitment to rural financial services [10] - The bank is focused on enhancing its service coverage in rural areas, targeting various customer segments including villages, cooperatives, and enterprises [10] - Through continuous innovation in financial products and services, PSBC aims to inject vitality into rural economies and support the modernization of agriculture in Fujian [10]