

Core Viewpoint - The development of the white lotus industry in Guangchang, Jiangxi, is significantly supported by Postal Savings Bank's financial services, which enhance the vitality and growth of the industry [1][5]. Group 1: Financial Support for Farmers - Postal Savings Bank provides tailored financial products, such as "re-employment guarantee loans," which have enabled farmers like Li Lianyong to expand their operations and improve their income from 80,000 yuan to over 400,000 yuan annually [2][3]. - The bank has issued a total of 360,000 yuan in loans to Li Lianyong over three years, allowing him to increase his planting area to 60 mu and invest in automated equipment [2][3]. Group 2: Industry Chain Extension - Jiangxi Yaolai Agricultural Products Co., Ltd. has developed a full-chain preservation system for fresh lotus, reducing transportation loss rates from 30% to below 5% with the help of Postal Savings Bank's financial support [3]. - The company has expanded its product line to include over ten items, such as fresh lotus seeds and lotus tea, thanks to a 200,000 yuan loan from the bank [3]. Group 3: Promoting Industry Upgrades - Zhichun Food Co., Ltd. has transformed its production capabilities with a 9 million yuan loan from Postal Savings Bank, allowing it to establish an intelligent production line for lotus-based beverages [4]. - The company has achieved a processing capacity of over 10,000 tons of white lotus annually, becoming a benchmark for the transformation and upgrading of the white lotus industry in Guangchang [4][5]. Group 4: Overall Impact on the Industry - Postal Savings Bank has provided nearly 200 million yuan in credit support to the white lotus industry, aligning its financial services with the growth cycle of the industry [5].