Core Viewpoint - The Loan Prime Rate (LPR) in China has remained unchanged for four consecutive months, with the one-year LPR at 3.00% and the five-year LPR at 3.50%, reflecting market expectations [1] Group 1: LPR Stability - The LPR has not changed since its last adjustment in May, where it was reduced by 10 basis points for both one-year and five-year rates [1] - The stability of the LPR is attributed to the unchanged seven-day reverse repurchase rate, which serves as the pricing basis for LPR [1] Group 2: Loan Rates - The average interest rate for newly issued corporate loans in August was 1%, which is 40 basis points lower than the same period last year [1] - The average interest rate for new personal housing loans was 3.1%, down approximately 25 basis points year-on-year [1] Group 3: LPR Calculation - The LPR is determined by quoting banks based on the open market operation rate, specifically the seven-day reverse repurchase rate, and is calculated by the National Interbank Funding Center [1] - Currently, the LPR consists of two types: one-year and five-year rates [1]
9月LPR保持不变：1年期3.0%，5年期以上3.5%
Xin Lang Cai Jing·2025-09-22 01:12