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金融消费者保护工作“不打烊”
Jin Rong Shi Bao·2025-09-22 01:57

Core Insights - The recent financial education campaign highlights the importance of protecting financial consumers and investors, emphasizing that finance is not just a game for the few but a vital part of many families' lives [1][2] Group 1: Financial Consumer Protection - Financial consumer protection is crucial for the well-being of the public, as it involves safeguarding retirement funds, savings for entrepreneurship, and education funds for families [1] - Issues such as false marketing and "black and gray" industries pose significant risks to consumers, with examples including deceptive loan practices and scams targeting the elderly [1] Group 2: Campaign Strategies - The campaign effectively addresses consumer pain points by focusing on appropriate management in marketing, ensuring that financial institutions adhere to the principles of suitable products, sales channels, and target customers [2] - The initiative aims to dismantle specific scams related to internet loans and financial misconduct, providing clear insights into deceptive practices [2] Group 3: Long-term Commitment - Financial consumer protection requires ongoing efforts rather than being a temporary initiative, with institutions needing to internalize appropriate management and enhance staff training [3] - Regulatory bodies must maintain pressure on financial misconduct and improve mechanisms for exposing illegal activities, while consumers should adopt a mindset of rational consumption and cautious investment [3]