就医购药、参保缴费都可用 转存收藏医保钱包实用指南

Core Concept - The "Medical Insurance Wallet" is a new feature that allows for the pooling of individual medical insurance accounts among close relatives, facilitating medical expense payments and insurance contributions through a national medical insurance service platform app [2][3]. Group 1: Functionality of the Medical Insurance Wallet - The Medical Insurance Wallet enables insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives [3]. - It can be used for settling medical expenses at designated medical institutions and pharmacies, with over 170,000 medical institutions and 100,000 retail pharmacies nationwide currently supporting this feature [4]. - Residents can also use the funds in their Medical Insurance Wallet for insurance premium payments [7]. Group 2: Availability and Usage - The Medical Insurance Wallet is available in 30 provinces, municipalities, and regions, with the exception of Guangdong, which has not yet launched the service [8]. - As of now, over 1.5 million insured individuals have activated and used the Medical Insurance Wallet, successfully transferring funds in 305,000 transactions, amounting to over 200 million yuan [9]. - Users are advised to check the local availability of the Medical Insurance Wallet before attempting to use it, as some areas may still be in the process of activation [8]. Group 3: Additional Features - The Medical Insurance Wallet allows for a change of usage location if the wrong insurance area is selected, with this feature currently available in 15 provinces [14][15]. - A "proxy activation" feature is available for those who may not be able to use smartphones, allowing family members to activate the wallet on behalf of others [16].