银华基金：深化养老金融布局，助力养老产业高质量发展

Core Viewpoint - The development of high-quality public funds in Beijing is crucial for addressing the aging population and ensuring sustainable pension management, as emphasized by recent government initiatives and industry meetings [1][2]. Group 1: Industry Initiatives - The Central Financial Work Conference in October 2023 highlighted the importance of high-quality financial development in the context of pension finance [1]. - The China Securities Investment Fund Industry Association's Pension Business Committee emphasized that the high-quality development of public funds is essential for the preservation and appreciation of pension assets, aiming for long-term stable returns [1]. Group 2: Company Strategies - Yinhua Fund has proactively engaged in personal pension business, aligning with national strategies to support a multi-pillar pension insurance system [1]. - The company has established a dedicated team to oversee the planning and implementation of personal pension services since the pilot program's launch [2]. - Yinhua Fund has introduced various pension-targeted funds, covering diverse investment needs across different age groups and risk preferences [2]. Group 3: Service Innovations - Yinhua Fund has pioneered a B2C model for personal pensions, collaborating with major state-owned enterprises to provide a "one-stop" service for investors [2]. - The company is the first fund firm to integrate into the electronic social security card's personal pension product purchase section, enhancing accessibility for residents [2]. Group 4: Future Outlook - Yinhua Fund plans to strengthen its research and investment capabilities, improve cross-cycle asset allocation, and build a skilled pension management team to enhance service adaptability and market competitiveness [2].