技术创新如何驱动模式突围？科创未来行“AI+金融”沙龙探寻生态智慧

Group 1 - The forum "AI-driven Financial Innovation New Paradigm" was successfully held during the Inclusion·Bund Conference 2025, attracting over 500 attendees to discuss how AI can reshape the financial ecosystem and inject new momentum into industry innovation [1] - The core opportunity for financial innovation in the AI era lies in the digital transformation of financial institutions, as highlighted by experts who outlined global fintech integration development models and emphasized the importance of building an "plug-and-play" open system [2] - Plug and Play China released a white paper detailing six major innovation scenario demands for financial institutions, focusing on AI applications, scenario-based financial services, digital process innovation, and digital currency systems, providing clear opportunities for innovators [2] Group 2 - The commercialization of technology faces challenges such as technical, cost, and scenario-related issues, despite many technological achievements entering mass production [3] - Chinese companies face the "last mile" challenge in integrating into local ecosystems, which involves shortening the "trust distance" and "cultural distance" in diverse markets like London [5] - Financial innovation must build a complete business loop from the initial stage to avoid falling into pure technology chasing or short-term profits, requiring collaboration with equity markets and licensed institutions [5] Group 3 - The "InnoFuture 2025 Plug and Play China Future Challenge·Preliminary Round" featured a judging panel from various investment and educational institutions, with participating companies covering popular fields such as ESG carbon neutrality and AI therapy [6] - Seven companies successfully advanced to the finals, where they will compete for awards including "Plug and Play China Annual Star," "Industry Benchmark Award," and "Innovation Potential Award" [6]