潘功胜、李云泽、吴清、朱鹤新齐聚，发布会要点汇总

Core Viewpoint - The press conference highlighted the achievements of China's financial sector during the "14th Five-Year Plan" period, emphasizing significant growth in financial services to the real economy and the stability of the financial system [1][4]. Financial Sector Achievements - During the "14th Five-Year Plan," loans to technology-based small and medium-sized enterprises, inclusive micro-loans, and green loans grew at an average annual rate of over 20% [2][3]. - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world, with stock and bond market sizes ranking second globally [3]. - The financial system has seen a significant reduction in high-risk institutions and assets, with the number of financing platforms decreasing by over 60% and financial debt declining by over 50% compared to early 2023 [6][14]. Monetary Policy and Financial Stability - The People's Bank of China achieved dual goals of currency stability and financial stability during the "14th Five-Year Plan," supported by a robust monetary policy framework [4][5]. - The central bank's policies have effectively stabilized market expectations and boosted confidence, contributing to economic recovery and high-quality development [3][4]. Support for Real Economy - Over the past five years, the banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy, with significant growth in loans for scientific research, manufacturing, and infrastructure [12]. - Financial policies aimed at real estate risk mitigation have reduced interest expenses for over 50 million households by approximately 300 billion yuan annually [8]. Capital Market Developments - The A-share market has seen a significant increase in the proportion of technology companies, with over 25% of the market capitalization now attributed to this sector [18]. - In the past five years, listed companies distributed a total of 10.6 trillion yuan in dividends, significantly exceeding the amounts raised through IPOs and refinancing [17]. Foreign Exchange and International Standing - Since the beginning of the "14th Five-Year Plan," China's foreign exchange reserves have remained stable above 3 trillion USD, providing a crucial stabilizing role for the economy [29][30]. - The foreign exchange market has shown improved resilience and rational trading, with enhanced regulatory capabilities and risk prevention measures [31].