潘功胜、李云泽、吴清、朱鹤新发声，信息量很大→

Core Viewpoint - The press conference highlighted the achievements of China's financial sector during the "14th Five-Year Plan" period, emphasizing the stability and growth of the financial system, the effectiveness of monetary policy, and the ongoing reforms in financial governance and regulation. Group 1: Financial System Stability and Growth - The overall financial system in China is stable, with financial institutions remaining healthy and the market operating smoothly [3] - The total assets of the banking and insurance sectors have exceeded 500 trillion yuan, with an average growth of nearly 9% over the past five years [10] - The banking and insurance sectors have provided an additional 170 trillion yuan in funding to the real economy over the past five years, with significant growth in loans for key sectors such as technology and infrastructure [11] Group 2: Monetary Policy and Support for the Economy - The People's Bank of China has established a modern monetary policy framework that effectively supports the real economy, with annual growth rates for loans to technology SMEs, inclusive microloans, and green loans exceeding 20% [2][4] - The current monetary policy stance is supportive, implementing moderately loose monetary policies to stabilize market expectations and boost confidence [7][8] Group 3: Financial Regulation and Risk Management - Comprehensive financial regulation has been strengthened, with a focus on preventing financial risks and combating corruption within the financial sector [6] - The number of high-risk institutions and the scale of high-risk assets have been significantly reduced, ensuring that financial risks are fully controllable [14] - The financial regulatory authority has issued 171 regulations over the past five years, enhancing the regulatory framework across various financial sectors [22] Group 4: International Financial Cooperation and Currency Use - China's participation, influence, and voice in international financial governance have significantly increased, reflecting the country's commitment to structural reforms in the financial supply side [4] - The renminbi has become the third-largest currency for trade financing and payments globally, with its weight in the IMF's Special Drawing Rights basket ranking third [9] Group 5: Capital Market Developments - The capital market has seen a total financing of 57.5 trillion yuan through stock and bond markets over the past five years, with a steady increase in the proportion of direct financing [27] - The number of companies that have been smoothly delisted during the "14th Five-Year Plan" period reached 207, indicating a more robust exit mechanism for underperforming firms [35] - The A-share market's resilience and risk resistance have improved, with the annualized volatility of the Shanghai Composite Index decreasing by 2.8 percentage points compared to the previous five years [26]