“十四五”保险业成绩单：赔付超9万亿元，权益投资增85%

Core Insights - The total assets of China's banking and insurance sectors have exceeded 500 trillion yuan, with an average growth of nearly 9% over the past five years, solidifying its position as the world's largest credit market and the second-largest insurance market [2] - The insurance industry has played a significant role in stabilizing the economy, providing 17 trillion yuan in new funds to the real economy through various financial instruments [4] - Insurance companies' investment in advanced manufacturing, technological innovation, and green low-carbon sectors has increased, with total investment in stocks and equity funds exceeding 5.4 trillion yuan, marking an 85% increase from the end of the 13th Five-Year Plan [5] Banking and Insurance Sector Performance - The banking and insurance sectors have provided substantial funding to key areas, with annual growth rates of 27.2% for scientific and technological loans, 21.7% for medium- and long-term loans in manufacturing, and 10.1% for infrastructure loans [5] - The cumulative compensation from the insurance industry reached 9 trillion yuan over five years, a 61.7% increase compared to the previous five-year period [5] - The insurance sector's premium income has shown steady growth, with figures reaching 44.9 billion yuan in 2021 and projected to grow to 56.9 billion yuan in 2024, reflecting an increase in growth rate from 4.0% to 11.15% [6] Risk Management and International Participation - The industry has enhanced its risk management capabilities, with key regulatory indicators such as non-performing loans and capital adequacy remaining stable and within a "healthy range" [6] - The international presence in China's financial market has increased, with 43 of the world's top 50 banks and half of the largest 40 insurance companies establishing operations in China [6] - The introduction of catastrophe insurance has expanded coverage for common natural disasters, providing 22.36 trillion yuan in risk protection for 64.39 million households starting in 2024 [6]