十年·见证 广州不动产首创模式见效，企业救命资金两天到账

Core Insights - The article highlights the significant advancements in Guangzhou's real estate registration system over the past decade, emphasizing the transition from traditional methods to innovative, efficient practices that enhance service delivery and reduce processing times [2][3][4] Group 1: Innovations in Real Estate Registration - Guangzhou has pioneered a "combined processing" model for real estate registration, allowing for seamless transitions between different property types, such as converting land mortgages to construction mortgages, which alleviates financial pressure on businesses [3][4] - The introduction of "mortgage transfer" procedures has enabled transactions to occur without the need to clear existing loans first, significantly reducing transaction times from one month to just three days for second-hand properties [3][4] Group 2: Impact on Business Financing - The new registration processes have led to a 70% increase in financing efficiency for certain projects, with construction timelines being shortened by up to five months [3] - Overall, businesses in Guangzhou have saved billions in financing costs, with small and micro enterprises experiencing an 83% reduction in registration processing times [4] Group 3: Risk Management and Economic Growth - The implementation of these innovative registration practices has resulted in a significant decrease in transaction disputes and a reduction in non-performing loans for banks, indicating improved risk management in the real estate sector [4] - The reforms have also facilitated the growth of industry clusters, such as a billion-level biopharmaceutical industry park, showcasing the economic benefits of the new registration system [4]