发布会纪要丨中国货币政策坚持以我为主、兼顾内外，潘功胜最新发声

Core Viewpoint - The press conference highlighted the achievements of China's financial industry during the 14th Five-Year Plan period, emphasizing the stability of the financial system and the effectiveness of monetary policy in supporting economic recovery. Group 1: Financial System Stability - China's financial system is overall stable, with smooth market operations [4] - As of June 2023, China's banking sector total assets ranked first globally, and the stock and bond market reserves have maintained a second-place position for 20 consecutive years [4] - The risk level of local government financing platforms has significantly decreased, with financial debt scale reduced by over 60% compared to 2023 [6] Group 2: Monetary Policy and Economic Support - The central bank's monetary policy focuses on maintaining currency stability and financial stability, creating a favorable monetary environment for economic recovery [5][8] - The People's Bank of China has implemented supportive monetary policies, including adjustments to down payment ratios and mortgage rates, benefiting over 500,000 families annually, with a financial impact of approximately 300 billion yuan [6] - The number of high-risk small and medium-sized banks has been significantly reduced from peak levels through measures such as restructuring and market exit [7] Group 3: Currency and Exchange Rate Management - The central bank maintains a market-oriented approach to the formation of the exchange rate, ensuring the stability of the RMB [7] - The use of the RMB in the foreign exchange market has become more widespread, contributing to a more robust market environment [7]