这家银行，被罚！

Core Points - Huzhou Bank was fined 4.27 million yuan for multiple business violations, marking the largest penalty since its establishment [1][2][3] - The violations included breaches of financial statistical management, account management, merchant management, anti-counterfeit currency regulations, and improper handling of customer identity data [3][6] - The bank's total assets reached 162.04 billion yuan by the end of 2024, with a net profit of 1.09 billion yuan and a non-performing loan ratio of 0.98% [5][6] Regulatory Actions - The People's Bank of China, Zhejiang Branch, issued a warning and imposed a fine of 4.27 million yuan on Huzhou Bank for various regulatory breaches [1][3] - Several senior officials were penalized, including the general manager of the Operations Management Department and the Retail Banking Department, each fined 50,000 yuan for their respective violations [3][6] IPO Status - Huzhou Bank has been preparing for an IPO since 2019 but has not yet achieved this goal, with its application currently in the "inquiry" stage [5][6] - The bank's IPO process has faced delays, particularly after its application was transferred to the Shanghai Stock Exchange following the implementation of the A-share registration system in 2023 [5][6] Industry Context - The recent penalty adds uncertainty to Huzhou Bank's IPO prospects, reflecting a trend of increasing regulatory scrutiny on financial institutions, especially smaller banks [6]