信号巨大！潘功胜、李云泽、吴清、朱鹤新同日发声

Core Viewpoint - The press conference focused on the achievements of the financial industry during the "14th Five-Year Plan" period, emphasizing long-term development rather than short-term policy adjustments [2]. Financial System Stability - The overall financial system in China is stable, with healthy financial institutions and smooth market operations [3]. - The average annual growth rate of loans to technology-based SMEs, inclusive small and micro loans, and green loans exceeded 20% during the "14th Five-Year Plan" [3]. Monetary Policy Framework - A modern monetary policy framework with Chinese characteristics has been gradually formed and is continuously improving, promoting reasonable growth in financial volume and optimizing credit structure [4]. International Financial Governance - China's participation, influence, and voice in international financial governance have significantly increased, driven by structural reforms in financial supply and market institutions [5]. Regulatory Health - Key regulatory indicators such as non-performing loans, capital adequacy, and solvency are all within a healthy range, with a 40% increase in the disposal of non-performing assets compared to the "13th Five-Year Plan" [7]. - The total assets of the banking and insurance sectors have surpassed 500 trillion yuan, with an average growth of nearly 9% over the past five years [8]. Funding for the Real Economy - The banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy over the past five years, with significant growth in loans for key areas such as scientific research and infrastructure [9]. Capital Market Developments - The basic system and regulatory logic of the capital market have been comprehensively restructured, laying a solid foundation for stable development [12]. - The market capitalization of the technology sector in A-shares has exceeded 25%, indicating a significant increase in the market's focus on technology [13]. - Total financing through stock and bond markets reached 57.5 trillion yuan over the past five years, with a direct financing ratio rising to 31.6% [14]. Corporate Actions - Listed companies distributed over 10.6 trillion yuan in dividends and buybacks, significantly higher than the amounts raised through IPOs and refinancing [15]. Regulatory Enforcement - The China Securities Regulatory Commission issued 2,214 administrative penalties during the "14th Five-Year Plan," with fines totaling 41.4 billion yuan, reflecting enhanced enforcement and market transparency [16]. Foreign Exchange Management - The foreign exchange reserves have remained stable above 3 trillion USD during the "14th Five-Year Plan," contributing to economic stability [19].