公募配置型产品“搭桥” 铺就中长期资金入市新路径

Group 1 - The core viewpoint of the articles highlights a shift in residents' wealth management preferences from preservation to appreciation, with public "fixed income +" and FOF products acting as a bridge to guide funds into the market [1][4] - The People's Bank of China reported that in August, new deposits from households increased by 110 billion, which is 600 billion less than the same period last year, while non-bank financial institutions saw an increase of 11,800 billion, indicating a trend of funds moving from household deposits to non-bank deposits [2][3] - The performance of public "fixed income +" and FOF products has shown significant growth, with average returns of 9.55% and 36.24% respectively over the past year, and over 300 new "fixed income +" products launched this year, indicating strong market demand [3][4] Group 2 - The trend of increasing equity allocation in secondary bond funds is emerging, driven by policy encouragement and the need for better investment returns as bond yields decline [3][5] - The "fixed income +" funds are expected to play a crucial role in balancing returns and volatility for investors, especially in a market environment where equity assets are improving and bond yields are fluctuating [4][5] - The influx of funds into "fixed income +" products is likely to favor well-managed, high-cash-flow industry leaders, providing new momentum for market stability and value discovery [5]