Core Viewpoint - China Life Insurance's health insurance initiatives in Guangxi are effectively addressing local health and economic challenges, providing essential support to vulnerable populations and contributing to rural revitalization efforts [1][2][10]. Group 1: Health Insurance Impact - In 2024, China Life's total premium scale in Guangxi reached 17.1 billion yuan, marking a 36% year-on-year increase, and the company is managing major health insurance projects across 14 cities [1]. - The "Anti-Poverty Four Guarantees" project disbursed 9.0366 million yuan in claims, while the "Hui Yong Bao" project has seen over 2.75 million participants and paid out more than 170 million yuan [1][2]. Group 2: Addressing Local Needs - The health insurance products are tailored to meet the specific pain points of local communities, such as the risk of poverty due to unexpected medical expenses [2][3]. - The "Three Points" payment model for accident insurance in Tian Deng County has benefited over 29,000 individuals, with total claims amounting to 580,000 yuan [3]. Group 3: Collaboration with Local Governments - China Life has partnered with local governments to enhance insurance accessibility, exemplified by the "One Window" service model that streamlines the claims process [6]. - The collaboration has resulted in a significant increase in efficiency, with 100% satisfaction reported in Tian Deng County for online medical service applications [6]. Group 4: Digital Transformation - The company has implemented digital solutions that have improved claims processing times, achieving a 99.9% electronic claims rate and an average claim payment time of 1.47 days [9]. - The establishment of 94 offline customer service centers and 1,200 medical service points has created a "15-minute service circle" for residents [9]. Group 5: Broader Implications - The health insurance model developed in Guangxi is seen as a replicable framework for enhancing multi-level medical insurance systems across China [8][10]. - The integration of health, employment, and industry support into a comprehensive insurance network demonstrates a commitment to safeguarding livelihoods and promoting rural development [10].
170余亿元保费背后： 国寿健康险守护壮乡