金融体制改革全面深化 顶层设计更加完善

Core Insights - The Chinese financial sector has achieved significant accomplishments during the "14th Five-Year Plan" period, with comprehensive reforms and improvements in governance, risk management, and international competitiveness [1][2][3] Group 1: Financial Achievements - Under the leadership of the Communist Party, the financial system has undergone deep reforms, enhancing the governance framework and modernizing capabilities [1] - The financial services quality, efficiency, and inclusiveness have significantly improved, with a complete and competitive financial institution and product system [1] - Financial risks in key areas have been effectively managed, maintaining a baseline to prevent systemic financial risks [1][2] Group 2: Regulatory Developments - The National Financial Regulatory Administration has prioritized risk prevention and resolution, particularly focusing on small and medium-sized financial institutions [2] - A significant reduction in the number of high-risk institutions and assets has been achieved, with many provinces reaching a "dynamic zero" status for high-risk small institutions [2] - The China Securities Regulatory Commission has worked to stabilize the market and enhance regulatory frameworks, contributing to a healthy market environment [2] Group 3: Foreign Exchange Management - The foreign exchange sector has effectively balanced development and security, supporting a new development pattern with stable international payments and enhanced service quality [3] - China's foreign exchange reserves have remained stable above $3 trillion during the "14th Five-Year Plan" period [3] - Future plans include establishing a more convenient, open, secure, and intelligent foreign exchange management system to support modernization efforts [3]