人民银行行长潘功胜：货币政策坚持以我为主 兼顾内外均衡

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the significant achievements in China's financial sector under the strong leadership of the Communist Party, highlighting the importance of maintaining financial stability and preventing systemic risks [1][2]. Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally; the stock and bond markets are the second largest in the world; and foreign exchange reserves have been the largest for 20 consecutive years [2]. - The effectiveness of financial services to the real economy has significantly improved, with an average annual growth rate of over 20% in loans to technology-based SMEs, inclusive small and micro enterprises, and green loans during the "14th Five-Year Plan" period [2]. Risk Management and Financial Stability - The PBOC is actively addressing prominent risk points in the financial sector as per central directives, effectively mitigating external risks and protecting the interests of depositors and small investors [2]. - The overall financial system remains stable, with financial institutions in good health and the financial market operating smoothly [2]. Monetary Policy and Economic Support - The current monetary policy stance is supportive and moderately accommodative, aimed at ensuring ample liquidity, reducing overall financing costs, and promoting consumption and effective investment [3]. - The PBOC plans to utilize various monetary policy tools based on macroeconomic conditions to maintain stability in the financial markets and keep the RMB exchange rate at a reasonable and balanced level [3]. Long-term Financial Development Goals - Building a strong financial nation requires sustained efforts, and the PBOC will continue to implement central decision-making and high-standard planning for the development of the financial sector during the "15th Five-Year Plan" [3].