央行、金监总局重磅发声！金融业拿下多项世界第一

Group 1 - The core theme of the press conference was to highlight the achievements of the financial sector during the "14th Five-Year Plan" period, emphasizing long-term perspectives rather than short-term policy adjustments [1] - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally, while the stock and bond markets ranked second in the world [1] - China has maintained its position as the world's largest holder of foreign exchange reserves for 20 consecutive years, and has made significant advancements in green finance, inclusive finance, and digital finance [1][2] Group 2 - The modern monetary policy framework in China is gradually taking shape, with effective policy transmission supporting the real economy [2] - The average annual growth rate of loans to technology-based SMEs, inclusive micro-enterprises, and green loans exceeded 20% during the "14th Five-Year Plan" period [2] - The People's Bank of China has implemented a series of monetary policies since September 2024 to stabilize market expectations and boost confidence, contributing to economic recovery and high-quality development [2] Group 3 - Significant progress has been made in preventing and mitigating financial risks, with a focus on orderly handling of prominent risk points in the financial sector [3] - The financial system in China is overall stable, with financial institutions remaining healthy and the market operating smoothly [3] - The "14th Five-Year Plan" period saw five key advancements in financial sector openness, including deepening institutional openness and enhancing the international status of the renminbi [3] Group 4 - By the end of July 2023, foreign institutions and individuals held over 10 trillion yuan in domestic stocks, bonds, and deposits, with stock holdings exceeding 3 trillion yuan and bond holdings around 4 trillion yuan [4] Group 5 - The People's Bank of China is focused on improving the central bank system and enhancing financial security under open conditions, aiming to support high-quality economic development [5] - The central bank is working on a dual-pillar framework for monetary policy and macro-prudential policy to achieve currency stability and financial stability [5][6] Group 6 - The financial market infrastructure is being strengthened, with the introduction of a "technology board" in the bond market and a multi-layered bond market framework being established [6] - The central bank is committed to deepening high-level financial openness and promoting the internationalization of the renminbi [6] Group 7 - The balance between short-term and long-term goals, as well as the health of the financial system and support for the real economy, is crucial for maintaining financial stability [7] - The importance of market discipline and the need for a robust risk management framework are emphasized to prevent moral hazards [8] Group 8 - The regulatory authority has prioritized the prevention and resolution of financial risks, with significant achievements in managing risks associated with small and medium-sized financial institutions [9] - The number of high-risk institutions and the scale of high-risk assets have significantly decreased, indicating that financial risks are controllable [9]