广东 深入推进银行外汇展业改革

Group 1 - The core viewpoint emphasizes the Guangdong Provincial Branch of the State Administration of Foreign Exchange's (SAFE) active participation in the reform of foreign exchange management, aiming to explore reform paths with Guangdong characteristics to support high-quality development of foreign-related economies in the region [1][2] - As of August 2023, SAFE's Guangdong branch has successfully guided the implementation of foreign exchange business reforms in 16 national banks and four local banks, demonstrating a gradual realization of reform effects that reduce burdens for enterprises and banks while enhancing regulatory quality [1][2] - The reform has restructured the foreign exchange business review process, allowing first-class clients to conduct foreign exchange transactions based on instructions without the need for document-by-document review, significantly improving efficiency and integration of foreign exchange policies [2][3] Group 2 - The Guangdong branch of SAFE is promoting the use of big data and artificial intelligence to establish a customer due diligence system and risk classification model, enhancing the efficiency of foreign exchange business operations [3][4] - The implementation of the reform has led to a 75% increase in business processing efficiency, with one foreign chemical enterprise reducing its payment processing time from one to two days to just eight minutes, resulting in significant cost savings [3][4] - A risk prevention network has been established to enhance the collaborative regulatory effectiveness against illegal cross-border financial activities, utilizing data and models from the national foreign exchange data analysis center [4]