智通财经网·2025-09-23 04:05Group 1 - The Consumer Financial Protection Bureau (CFPB) has canceled the regulatory terms of the settlement agreements with Apple Inc. and Bank of America, which were initially established during the Biden administration, ahead of schedule by several years [1] - The cancellation aligns with the Trump administration's policy direction of reducing CFPB's oversight in the consumer finance sector, which previously included the termination of similar agreements with Toyota and Bank of America [1] - The background of the settlement with Apple involved an investigation by CFPB that found improper conduct related to the Apple Credit Card, leading to a requirement for enhanced compliance oversight over five years [1] Group 2 - Bank of America has fully paid a $15 million fine related to allegations of illegally preventing unemployed consumers from accessing unemployment benefits during the pandemic [2] - The original settlement agreement with CFPB also included a five-year compliance oversight requirement for Bank of America [2] - Bank of America has compensated affected individuals and is taking measures to prevent similar violations in the future [3]